Business loans
If you have a great business idea, you needn't let lack of finance bog you down. Getting funds for managing your existing business or expanding it has never been this easy. We provide you with the means to get closer to your dreams.
Features & Benefits:
- Loans to take care of your working capital requirements.
- Avail of these loans without any security.
- Higher Loan eligibility & flexibility of loan tenor.
- Balance Transfer - easily transfer existing business loans to us from other financiers at attractive interest rates.
Personal loans
Why wait for all your dreams to come true? We offer easy and hassle-free access to funds, be it for a marriage in the family, a new computer or an exotic holiday somewhere. Secure your personal loan today and turn your dreams into reality.
Features & Benefits:
- Loan available up to Rs. 15,00,000 for requirements like purchase of Consumer durables, Marriage, Education, Travel, Family function, Business expansion, Home improvement, Purchase of property and so on.
- Flexible repayment options, ranging from 12 to 60 months.
- Choice of repayment through PDCs, ECS or Salary Deduction
- Attractive Interest Rates.
- Hassle free loans - No security/ collateral required.
Special Schemes:
No Proof of Income? You can avail Loans up to Rs 10 Lacs through our Surrogate Income Schemes:-
Repayment Track Record
If you have taken a Car loan or Personal loan or Housing Loan or have a Credit Card from Select Banks or other financial institutions, we offer you a loan based on your repayment track.
Balance Transfer
If you have a Personal Loan from a Bank or any other financial institutions, you can save substantially by transferring the Loan to us
Life Insurance Surrogate
If you have a Life Insurance Policy with annual premium payment of Rs 15,000/- or above, you can get a Personal Loan.
Credit Card Surrogate
If you have a credit card with minimum limit of Rs. 50,000/-, or above you can get a Personal Loan.
Home loans
Walk into the warmth of your own home with the help of our easy home loans. All you have to do is get in touch with us and that dream home is yours.
Features & Benefits:
- Get Maximum loan amount for purchase of your dream home
- We cater to all your needs whether you are salaried or Self Employed
- Enjoy the flexibility of choosing your loan tenor
- Special 'No income document' program
Balance Transfer
Our balance transfer advantage helps you to easily transfer an existing loan from another financial institution or bank to us at attractive rates. What's more? We even top it up you by providing a higher loan amount over and above your existing loan.
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Car loans
Have you always dreamt of hitting the road in your own car? Our car loans are quicker, easier, and simpler, making that much more sense in getting your hands behind a dream set of wheels. And that too, right here, right now. You can also avail finance on the basis of the security of an owned vehicle under the refinance program.
Features & Benefits:
- You get quicker access to the money owing to our speedy disbursals at multiple locations.
- You can pay back loans upto a period of 84 months
- The repayment of loans will be tailor-made to suit your requirement (balloon, bullet, step down, step up or equated ) - terms and conditions apply.
- The loans we offer are on "on-road value", which means that we cover not just the insurance but also the road tax - terms and conditions apply.
- You can avail of up to 85% finance on used cars for any car with age not exceeding 5 years - terms and conditions apply.
Commercial property loans
Now lack of finances need not stop you from expanding your business. Whether you want to start a new business or expand your existing one, we provide you with easy loans that facilitate both. Don't wait for tomorrow, secure your future today.
Features & Benefits:
- Maximum loan amount for purchase of property
- We cater to the needs of all segments - Salaried, Self Employed
- Flexibility of loan tenor
- Special 'No income document' program
Loans against property
Now you can not only own property but also make money on it. Our loans against property let you easily further all your ambitions, be it personal or business. And all you have to do is get in touch with us.
Features & Benefits:
- Avail of these loans against the security of your property - residential or commercial
- Whether you are salaried or self employed, we cater to all your needs
- The loan amount can be repaid in simple EMIs as per the tenure you choose
- Lease Rental Discounting (LRD) schemes
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